Ways to work with us
Growth capital. An investment that supports expansion while existing owners retain an agreed ownership position.
Partial liquidity. Purchase of part of an owner’s shares, potentially alongside new capital for the company.
Majority investment. A change of control with agreed governance, management continuity and strategic priorities.
Full acquisition. A sale of the company, potentially with a transition arrangement for founders or management.
Co-investment. ERAM Invest may consider a transaction with qualified capital partners under separately agreed terms.

Our decision process
Initial confidential discussion → preliminary fit → information review → indicative terms where appropriate → commercial, financial, legal and other due diligence → internal approvals → definitive documents and closing.
We may decline at any stage, and no statement on this site is an offer to invest.
Where we can invest directly
Alongside the industries covered on our sector pages, we consider direct investment in technology and life-science businesses. These are the areas we are prepared to look at, and what we examine in each.
A sector listed here does not mean we hold a position in it, that capital is allocated to it, or that any particular case will proceed. The conditions below govern all of it.
- AI & SaaS
- Recurring revenue quality, customer retention, gross margin and the cost of serving each account.
- Cybersecurity
- Product defensibility, the compliance pressure that drives purchase, contract length and renewal behaviour.
- Healthtech
- Clinical validation, the reimbursement pathway, data protection obligations and regulatory approval.
- Fintech
- The licensing and regulatory perimeter, unit economics, capital requirements and risk controls.
- Blockchain / Web3
- Regulatory classification, custody and key management, and the business the technology is actually serving.
- Consumer Apps
- Acquisition cost against lifetime value, retention by cohort, and dependence on a single channel.
- Mobility & Transportation
- Asset intensity, utilisation, fleet financing and the regulatory position in each market served.
- EdTech
- Procurement cycles, accreditation, completion rates and exposure to public budgets.
- Gaming
- The content pipeline, platform dependency, user-acquisition economics and revenue concentration by title.
- Biotech & Life Sciences
- Stage of development, trial design and funding runway, intellectual property and the route to approval.
Independently or with capital partners
ERAM Invest may invest independently, together with Kelmendi Holdings companies, or alongside strategic investors, family offices, private-equity investors, financial institutions and other qualified capital partners.
We invest and acquire
ERAM Invest invests its own or affiliated capital and acquires shares. Our economic interest sits alongside the business.
We advise and arrange
ERAM Invest advises clients and helps structure or arrange third-party financing. We act for the client; the capital comes from others.
All investments and acquisitions remain subject to internal approval, satisfactory due diligence, availability of financing, definitive agreements and applicable legal and regulatory requirements.
Frequently Asked Questions
Frequently asked questions
Can ERAM Invest invest directly in my company?
We evaluate direct investments in third-party companies. Depending on the case, this may involve a minority stake, majority position or full acquisition, subject to diligence, capital availability, approval and agreement.
Link to this questionMore on how we invest

Capital & Ownership
Explore minority and majority investments, partial exits, full sales and new shareholder structures.
Strategy & Criteria
See how ERAM Invest assesses third-party company investments, ownership options and transaction risks.
Direct Investments
ERAM Invest evaluates direct investments in third-party companies, from minority shares to majority control and full acquisition.
